Welcome to Senior Health Services. We believe in making this process easy and even fun! We simplify the Medicare process for you, explain how it all works and then help you find the type of plan that fits your needs the best. There is rarely a need to change doctors, hospitals, or pharmacies.
In today’s world, doctors are almost part of the family! Once you are in a plan, we stay in touch with you so can rest assured you will have help and assistance when you need it.
Best of all, our services are absolutely free.
A: Absolutely nothing! There is never a charge or any obligation to use our services. They are free.
A: Technically no, but if you do not sign up for Part B when first eligible and do not have Employer Coverage through work, you could face a late enrollment penalty (LEP) when you do sign up. Additionally, when signing up in this circumstance, there are usually considerable delays in getting the coverage in force. So, as a general rule, it is better to sign up when first eligible unless you are covered by an Employer Group plan.
A: If you are having trouble paying your Part B premium, you might consider checking with your state’s Medicaid program to see if you might qualify for additional support.
A: For most Americans, Part A of Medicare is premium-free by virtue of taxes paid during working years. If you (or your spouse) worked at least 40 quarters (10 years) and paid taxes during that time, you should not have a premium for Part A. If you did not work at least 40 quarters, there may be a premium. For example, if you worked less than 40 quarters but more than 30, your monthly premium would be $252. Less than 30 quarters and the monthly premium would be $458. If you have questions, call us!
A: We know your doctors are important to you! Our goal is to find a plan that your doctor accepts so you do not have to change.