M-F: 9am to 5pm

Medicare Supplement vs Medicare Advantage?

  • Home
  • Medicare Supplement vs Medicare Advantage?

Medicare Supplement vs Medicare Advantage?

The key to your Medicare happiness might be largely dependent on this answer.
When I meet with someone who is upset about their plan, we often discover through our discussion and fact-finding that they are in a plan that does not work the way they’d like it to. If displeased with an Advantage plan, I often hear them describe the attributes of a supplemental plan as they tell me want they want.

“My neighbor had heart surgery and didn’t have to pay a dime!” Or…

“Why can’t I just go to the doctor I want to go to?”

A supplement owner who is not happy, will often say things like:

“My sister doesn’t pay anything each month (or very little) for her plan.” Or…

“Why doesn’t my plan cover any dental or gym membership?”

In other words, they are in the wrong type of plan for them. We see it over and over. I believe people are either “supplement people” or “advantage people”. The reasons are probably fairly numerous, but it’s pretty clear.

The “supplement person” often does not want to rely on doctor networks and wants nothing to do with having to get referrals. They also may travel and want something that easily translates to different places. They like to be in control of their healthcare and don’t mind paying a premium.

The “advantage person” is often someone who really doesn’t mind choosing a PCP and getting referrals because they are used to it. The enjoy Advantage plans because they feel a bit like the employer group plans they have had for years. Additionally, they love the lower premium options and the extra benefits.

How do we determine the best fit? We ask! We talk. It is not hard to figure out and the result is a happy customer!

Call Our Support Team 281-894-7540
Email Our Support
Office HoursMon-Fri: 9am-5pm

What Our Awesome Clients Have To Say

  • “After receiving hundreds of phone calls, emails, and pamphlets through the postal mail regarding Medicare, I sought out Justin White, who had sent a simple but sincere letter to my attention amidst all the confusing insurance information. The best couple of hours ever spent, as he took the time and patience to explain all the options and listen to what I truly wanted and needed. With his assistance, I was able to choose the best Medicare Plan for me which provided peace of mind and confidence as I move into my age 65 new chapter of life! His guidance and continued attention is truly appreciated, and I highly recommend contacting Justin to save on your personal frustration when it comes to insurance needs.”
    - Barbara M. in Spring, Texas
  • “Kyle, You have assisted & advised me regarding my insurance needs for the last six years. You handle all the paperwork. You show me where to sign. Every year, I scan through the Medicare booklet. I put stick it notes at questions. Kyle always has the answers. Kyle Trahan, he’s the man. He’s my Medicare Advantage insurance man.”
    - Jean A. in Houston, Texas
  • “Just wanted to let everyone know how great you were I needed to change my Medicare health insurance and he went the extra mile for me I would highly recommend him.”
    - Linda L. in Magnolia, Texas
  • “As an older person, we are bombarded with so much information through mail, phone calls and television regarding insurance plans and Medicare. Kyle Trahan is respected and well sought out by many of us. He is very knowledgeable on the medical plans and he answers the Medicare questions in a way that we can understand them. Kyle puts us at ease and he is very patient with us. We feel free to ask any question. He also does one on one meetings. He helps us make our medical decisions in a timely manner. If any of us were paying Kyle Trahan for the good information he provides freely- he would be worth every penny. Thank you again for all you do.”
    - Glendia A. in Houston, Texas
  • “Justin is genuinely committed to doing the right thing. He’s honest and has proposed what makes sense for me and my business partner.”
    - Mark H. in Houston, Texas
  • “Medicare can use a lot of representatives as caring and knowledgeable as Kyle. We look forward to his visits at Brazos Senior Villas.”
    - Marcos O. in Katy, Texas
  • “At Brazos Senior Villas, we look forward to Kyle’s regular visits. he is a real helpful guy, not only for healthcare info but help with computer and cell phone questions and various problems. He takes time to listen! We love him!”
    - Aline B. in Katy, Texas
  • “Justin cares for his clients. He took the time to find out my needs & concerns. As a result found exactly what I wanted. I would recommend him to anyone.”
    - B.F. in Houston, Texas
  • “Kyle Trahan has the knowledge and professionalism that is invaluable in choosing a plan for health insurance. He has helped a great many people in the senior community where I live. We trust his ability to help us get the best possible coverage. Thanks Kyle for being there for me and all the others in our community.”
    - Betty H. in Katy, Texas
  • “Wanted to thank you for all you did for me! I got my meds transferred over to CVS and got my shots taken care of. It cost me $47.00! Yay!! I owe you big! I will tell everyone about you. God Bless you and your company. Thank you again!”
    - Liz S. in Katy, Texas

about us

At Senior Health Services, we believe in making this process easy and even fun! We simplify the Medicare process for you, explain how it all works and then help you find the type of plan that fits your needs the best.

Get The Latest Updates


Senior Health Services is not affiliated with the Federal Medicare program, Social Security, or any other governmental agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options.

© 2023 – Senior Health Services. All Rights Reserved.